Questions therapists ask.
Everything worth knowing before you apply – cost, who can join, how matches work, and exactly what happens after you approve a match.
Joining Breakthrough is free, with no subscription or cut of your session fees. The only thing we charge therapists for is Care Start: help with scheduling, intake forms, coverage details and follow-up through the first weeks of care.
For each commercially insured or cash-pay client, Care Start is $30 per completed week, for up to four weeks.
Care Start is free for public-program clients, including QUEST, Medicare and TRICARE.
You or your practice pays the fee; clients never do. No fee unless a first therapy session is booked, and incomplete weeks aren’t billed.
Fees apply only to matches accepted on or after October 15, 2026. Nothing is billed retroactively.
Yes. Once our Therapist Agreement is available to sign in your portal, you must complete it before accepting new matches through Breakthrough.
There are two required parts, even if you only accept clients whose Care Start is free:
- Participation terms: you sign these personally.
- Client-information protections: your practice signs these. For a solo practice, that’s usually you.
Care Start fee terms are a separate, optional choice. You or your practice must accept them for commercially insured and cash-pay clients whose matches you accept on or after October 15, 2026. The payer must also have the required payment method on file before you accept a fee-eligible match. Without fee acceptance, you can still accept public-program clients at no charge.
Signing the required parts does not itself commit you to Care Start fees.
Care Start fees appear on monthly statements, with a maximum of $120 for each Care Start. Only completed eligible weeks are billed; incomplete weeks cost $0.
The four-week billing window starts on the day the first therapy session is booked, or 14 days before its scheduled date if booked further out. The booking must be confirmed; confirming it is not itself a charge. Rescheduling before the first session takes place can move the window later. Eligible completed weeks can be billed even if no session takes place.
Care Start is free for clients covered by QUEST, Medicare, TRICARE or another public program listed in the Therapist Agreement’s Exhibit A-4, with no card required. Employer plans, including EUTF and FEHB, count as commercial coverage.
Whoever pays must have the required payment method on file before you accept a fee-eligible match. Signing the agreement or accepting the fee terms does not itself require a payment method or create a charge.
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